Terms of Use
Effective from June 16, 2025
This website is owned and operated by North Carolina Housing Foundation Inc. d.b.a. ANCHOR (“Organization” or “ANCHOR”). These Terms set forth the terms and conditions under which you may use our website and services as offered by us. This website offers visitors high-level descriptions of offerings, services, and Organization information, along with ways to contact ANCHOR, including the digital submission of contact details, and options to support ANCHOR, such as ways to submit donations. By accessing or using the website of our service, you agree that you have read, understood, and agree to be bound by these Terms.
In order to use our website and/or receive our services, you must be at least 18 years of age, or of the legal age of majority in your jurisdiction, and possess the legal authority, right, and freedom to enter into these Terms as a binding agreement. You are not allowed to use this website and/or receive services if doing so is prohibited in your country or under any law or regulation applicable to you.
This website collects data and information from users. We respect your privacy and will never sell your contact information. To learn more about how we collect and use data and information collected by our website, read our Privacy Policy and Cookie Policy.
We may, without prior notice, change the services; stop providing the services or any features of the services we offer; or create limits for the services. We may permanently or temporarily terminate or suspend access to the services without notice and without liability for any reason, or for no reason.
Ownership of intellectual property, copyrights, and logos
You agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works of content, images, or graphics appearing on this website, including but not limited to trademarks and service marks of ANCHOR.
You recognize and agree that by uploading any content through any means to the website, you confirm that you own all the relevant rights or have received the appropriate license to upload/transfer/send the content.
Notifications of copyright infringement can be sent to:
Laurie Ingram, Executive Director
ANCHOR
2585 West Clemmonsville Rd, Suite 102
Winston-Salem, NC 27127
Links to third-party websites
As a convenience to you, this website periodically includes hyperlinks to third-party websites, including websites of entities that are affiliated with ANCHOR ("Third-Party Sites"). Our decision to link to a Third-Party Site is not an endorsement of the content in that linked Third-Party Site. We are not responsible for the content of any Third-Party Site, nor do we make any warranties or representations, express or implied, regarding the content (or the accuracy, currentness, or completeness of such content) on any Third-Party Sites; ANCHOR shall have no liability of any nature whatsoever in relation to any of the foregoing. You should take precautions when downloading files from all websites to protect your computer and data from viruses and other destructive programs. If you decide to access linked Third-Party Sites from our website, you do so at your own risk. You should direct any concerns to the Third-Party Sites' administrators or webmasters.
Indemnification
You agree to indemnify and hold ANCHOR harmless from any demands, loss, liability, claims, or expenses (including attorneys’ fees), made against them by any third party due to, or arising out of, or in connection with your use of the website or any of the services offered on the website.
Limitation of liability
To the maximum extent permitted by applicable law, in no event shall ANCHOR, be liable for any direct, indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, the service.
To the maximum extent permitted by applicable law, ANCHOR assumes no liability or responsibility for any (i) errors, mistakes, or inaccuracies of content; (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our service; and (iii) any unauthorized access to or use of our secure servers and/or any and all personal information stored therein. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any information or any content available through this website. Your sole and exclusive remedy for dissatisfaction with this website is to stop using this website.
Right to change and modify Terms
We reserve the right to modify these terms from time to time at our sole discretion. Therefore, you should review this page periodically. When we change the Terms in a material manner, we will notify you that material changes have been made to the Terms. Your continued use of the Website or our service after any such change constitutes your acceptance of the new Terms. If you do not agree to any of these terms or any future version of the Terms, do not use or access (or continue to access) the website or the service.
Promotional emails and content
You agree to receive occasional promotional messages and materials from us by mail, email, or via any other contact form you may provide us with (including your phone number for calls or text messages). If you don't want to receive such promotional materials or notices, please notify us at any time.
Dispute resolution
These Terms, the rights and remedies provided hereunder, and any and all claims and disputes related hereto and/or to the services, shall be governed by, construed under, and enforced in all respects solely and exclusively in accordance with the internal substantive laws of North Carolina, without respect to its conflict of laws principles. Any and all such claims and disputes shall be brought in, and you hereby consent to them being decided exclusively by a court of competent jurisdiction located in Winston-Salem, NC.
Contact information
ANCHOR
2585 West Clemmonsville Rd, Suite 102
Winston-Salem, NC 27127
For inquiries related to these Terms, email info@ANCHOR.org.